Need an appraisal for an FHA-backed mortgage? Call Willamette Valuations, LLCThe FHA retains of approved appraisers for each state - Willamette Valuations, LLC is on the roster of approved appraisers for OR. This means that we are certified and approved by the FHA to do appraisals for property loans underwritten by them. A certain amount of the continuing training our staff at Willamette Valuations, LLC receives deals exclusively with understanding the FHA's documentation and their rules and procedures. If you're in need of an report for an FHA loan, please contact us, and we'll be able to help you right away. An FHA loan is secured by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply insures the transaction by providing mortgage insurance in case the borrower does not pay off his or her loan. Available to all purchasers, FHA loan programs are created to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are extremely beneficial to those consumers with less available cash. |